Real Estate


 

Mortgage Specialists

Kim Nguyen, BBA

Mortgage Alliance Logo

Mortgage Associate, Mortgage Alliance
Tel: (403) 921.2030
Fax: (403) 770.8979
Email: mtg@kimngyn.com

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Mortgage Specialists

Jennifer Uminga, BBA

TD logo

Mobile Mortgage Specialist, TD Canada Trust
Tel: (403) 923.2946
Fax: 1 844 808 8929
Email: jennifer.uminga@td.com

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Buying Real Estate

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Buying real estate is an exciting, complex matter and can be especially overwhelming and emotional for the first-time homebuyer.

Do yourself a favor and learn as much about the process as you can before you begin. Never be afraid to ask questions, your Realtor will be a wealth of valuable information and will be happy to answer your questions and assist you.

As a buyer, it usually costs nothing to hire a real
estate professional to help you find and purchase a home - your Realtor will likely get a portion of the commission the seller pays to his Realtor. Listen to your agent, but make your own decision. There are many steps to finding the right home, securing the property, and ensuring that you pay the price you intended to. Your Realtor will become your biggest asset in this journey, from the very beginning straight to move-in day. Here is what you can expect from your Realtor:

Financing

A Realtor knows a lot about the different financing options and he or she also has experience working with the different lenders in Calgary. Let your Realtor direct you to someone with financing that's right for you.

Searching

You will want to start with a list of properties that closely fit your needs. A Realtor has access to the Multiple Listing Service (MLS®) System, the largest listing of homes in Canada. Let your Realtor provide you with the most current listing information.

Selecting

Your Realtor can help you by providing objective information about each property and the area in which it is located. A Realtor can also help you answer two very important questions objectively:

Will the property meet all of my needs in a home and will I make money on my investment when I am ready to sell the property?

Negotiating

A Realtor will help you through this sometimes overwhelming process. Once you come to an agreement on price, your Realtor and the selling Realtor will draw up a legal binding contract and this is no time to make a mistake. Trust your Realtor to ensure that the legalities of the contract are complete and accurate.

Inspection

Your Realtor will probably suggest that you have the home inspected first. This all important step will give you piece of mind and your Realtor will recommend an inspection company to ensure the property is a good one.

Closing

Your Realtor, with the aid of your lawyer, will ensure that all parts of the transaction are completed. He/she will be there when you take possession of your home and personally hand you the keys.